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Dokumen refinance

Sediakan dokumen refinance rumah sebelum tukar bank atau cash-out.

Fail refinance perlu jelaskan loan semasa, nilai hartanah, pendapatan, komitmen, dan objektif refinance.

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dokumen refinanceloan statementvaluationcash-out

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Review

What to know before you apply.

Senarai dokumen refinance rumah Malaysia: loan semasa, hartanah, pendapatan, komitmen, dan tujuan cash-out atau tukar bank.

Refinance Rumah Kalkulator Refinance Cash-Out

Next step

Submit your details first.

We will follow up on WhatsApp with the same context after the form is submitted.

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Guide

Sediakan dokumen refinance rumah sebelum tukar bank atau cash-out.

Apa dokumen refinance biasanya cover

Bank perlu faham loan semasa, hartanah, pendapatan, komitmen, dan tujuan refinance.

Penyata loan semasa atau redemption details jika ada.
Butiran hartanah, title, SPA, atau valuation.
Dokumen pendapatan, penyata bank, dan komitmen.

Cash-out perlukan kejelasan tambahan

Jika mahu tunai tambahan, bank akan lihat nilai hartanah, baki loan, margin, DSR, dan sama ada bayaran balik masih munasabah.

Jangan anggap market value sama dengan bank valuation.
Jumlah cash-out bergantung kepada margin dan baki loan.
Tujuan dan kemampuan perlu jelas.

FAQ

Common questions.

Boleh refinance tanpa loan statement?

Boleh bincang awal, tetapi butiran loan semasa biasanya penting untuk kiraan yang betul.

Ready to check your home loan or refinance route?

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